Insurance cover

Our Liability Insurance cover is being provided by NZI (a business division of IAG New Zealand Limited (IAG)).

Our account contact is Nicola Frayle at our broker Marsh Limited (NZBN 9429040918792) Level 1, 12 Papanui Road, Merivale, Box 1591, Christchurch 8140, New Zealand, tel: +64-3-977-4310, Nicola.Frayle@marsh.com.

Our most recent insurance policy has the following:

The definition of Insured (ie SCANZ Inc) , includes individual Elected Club Members or Elected Volunteers working for, on behalf of, and under the supervision and control of the Insured named in the Schedule.

Section	What is being covered	Level of cover
Conditions	Any event that is likely to attract over 500 spectators or has an estimated turnover greater than $5,000 $10,000 or includes any animals, or Art Exhibitions, Strong surmise that this refers to public display of (valuable) paintings and the like (with risk of damage). A&S displays are not on this map, I think. (SC) must be referred and no automatic cover given.	We need to contact the insurer before approving the event. SCANZ committee is currently not in any approval loop for events (AFAIK). Do we want that event bids have trigger questions so that the Seneschal should give early warning of such a bid, in advance of KS database notification? (SC)
Statutory liability		Limit $500,000 Defence costs are in addition to the Limit of Indemnity for damages/compensation for Personal Injury. Excess $500 Health & Safety at Work Act 2015 $1,000
Advertising liability		Limit $1,000,000 Excess $1,000
Care Custody or Control	Covers legal liability for damage to property you hold under your care custody or control	Limit $500,000 Excess $1,000
Drones		Limit $1,000,000 Excess $1,000
Goods Lifted or Carried by Cranes		Limit $250,000 Excess $2,500
Product Withdrawal Costs		Limit $100,000 Excess $2,500
Punitive or Exemplary Damages		Limit $1,000,000 Excess $500
Service / Repair - Vehicle and Watercraft	An extension providing cover for damage to property worked upon and arising from the work itself	Limit $500,000 Excess $1,000
Service / Repair - Machinery	An extension providing cover for damage to property worked upon and arising from the work itself	Limit $250,000 Excess $2,500
Underground Services		Limit: Policy Limit Excess $2,500
Vibration and Removal of Support		Limit $500,000 Excess $5,000