Insurance cover: Difference between revisions
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!I'm a header | !I'm a header | ||
!I'm a header too | !I'm a header too | ||
|- | |||
|Conditions | |||
|Any event that is likely to attract over 500 spectators or | |||
has an estimated turnover greater than $5,000 or | |||
includes any animals, or Art Exhibitions | |||
must be referred and no automatic cover given. | |||
|We need to contact the insurer before approving the event. | |||
|- | |- | ||
|Advertising liability | |Advertising liability | ||
| | |||
|Limit $1,000,000 | |Limit $1,000,000 | ||
Excess $1,000 | |||
|- | |- | ||
|Care Custody or Control | |Care Custody or Control | ||
|Covers legal liability for damage to property you hold under your care custody or control | |||
|Limit $500,000 | |Limit $500,000 | ||
Excess $1,000 | |||
|- | |- | ||
|Drones | |Drones | ||
| | |||
|Limit $1,000,000 | |Limit $1,000,000 | ||
Excess $1,000 | |||
|- | |- | ||
|Goods Lifted or Carried by Cranes | |Goods Lifted or Carried by Cranes | ||
| | |||
|Limit $250,000 | |Limit $250,000 | ||
Excess $2,500 | |||
|- | |- | ||
|Product Withdrawal Costs | |Product Withdrawal Costs | ||
| | |||
|Limit $100,000 | |Limit $100,000 | ||
Excess $2,500 | |||
|- | |- | ||
|Punitive or Exemplary Damages | |Punitive or Exemplary Damages | ||
| | |||
|Limit $1,000,000 | |Limit $1,000,000 | ||
Excess $500 | |||
|- | |- | ||
|Service / Repair - Vehicle and Watercraft | |Service / Repair - Vehicle and Watercraft | ||
|An extension providing cover for damage to property worked upon and arising from the work itself | |||
|Limit $500,000 | |Limit $500,000 | ||
Excess $1,000 | Excess $1,000 | ||
|- | |- | ||
|Service / Repair - Machinery | |Service / Repair - Machinery | ||
|An extension providing cover for damage to property worked upon and arising from the work itself | |||
|Limit $250,000 | |Limit $250,000 | ||
Excess $2,500 | Excess $2,500 | ||
|- | |- | ||
|Underground Services | |Underground Services | ||
|Limit Policy Limit | | | ||
|Limit: Policy Limit | |||
Excess $2,500 | Excess $2,500 | ||
|- | |- | ||
|Vibration and Removal of Support | |Vibration and Removal of Support | ||
| | |||
|Limit $500,000 | |Limit $500,000 | ||
Excess $5,000 | Excess $5,000 | ||
|} | |} | ||
Revision as of 07:02, 28 March 2025
Our most recent insurance policy has the following
| I'm a header | I'm a header too | |
|---|---|---|
| Conditions | Any event that is likely to attract over 500 spectators or
has an estimated turnover greater than $5,000 or includes any animals, or Art Exhibitions must be referred and no automatic cover given. |
We need to contact the insurer before approving the event. |
| Advertising liability | Limit $1,000,000
Excess $1,000 | |
| Care Custody or Control | Covers legal liability for damage to property you hold under your care custody or control | Limit $500,000
Excess $1,000 |
| Drones | Limit $1,000,000
Excess $1,000 | |
| Goods Lifted or Carried by Cranes | Limit $250,000
Excess $2,500 | |
| Product Withdrawal Costs | Limit $100,000
Excess $2,500 | |
| Punitive or Exemplary Damages | Limit $1,000,000
Excess $500 | |
| Service / Repair - Vehicle and Watercraft | An extension providing cover for damage to property worked upon and arising from the work itself | Limit $500,000
Excess $1,000 |
| Service / Repair - Machinery | An extension providing cover for damage to property worked upon and arising from the work itself | Limit $250,000
Excess $2,500 |
| Underground Services | Limit: Policy Limit
Excess $2,500 | |
| Vibration and Removal of Support | Limit $500,000
Excess $5,000 |
