Insurance cover: Difference between revisions

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Our Liability Insurance cover is being provided by <name of insurer here>.  Our account contact is <name of contact> at <email, phone, whatever>.
Our most recent insurance policy has the following:
Our most recent insurance policy has the following:



Revision as of 05:21, 12 April 2025

Our Liability Insurance cover is being provided by <name of insurer here>. Our account contact is <name of contact> at <email, phone, whatever>.

Our most recent insurance policy has the following:

The definition of Insured (ie SCANZ Inc) , inludes individual Elected Club Members or Elected Volunteers working for, on behalf of, and under the supervision and control of the Insured named in the Schedule.

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Conditions Any event that is likely to attract over 500 spectators or

has an estimated turnover greater than $5,000 or includes any animals, or Art Exhibitions. Does this mean A&S displays? must be referred and no automatic cover given.

We need to contact the insurer before approving the event.
Statutory liability Limit $500,000

Defence costs are in addition to the Limit of Indemnity for damages/compensation for Personal Injury. Excess $500 Health & Safety at Work Act 2015 $1,000

Advertising liability Limit $1,000,000

Excess $1,000

Care Custody or Control Covers legal liability for damage to property you hold under your care custody or control Limit $500,000

Excess $1,000

Drones Limit $1,000,000

Excess $1,000

Goods Lifted or Carried by Cranes Limit $250,000

Excess $2,500

Product Withdrawal Costs Limit $100,000

Excess $2,500

Punitive or Exemplary Damages Limit $1,000,000

Excess $500

Service / Repair - Vehicle and Watercraft An extension providing cover for damage to property worked upon and arising from the work itself Limit $500,000

Excess $1,000

Service / Repair - Machinery An extension providing cover for damage to property worked upon and arising from the work itself Limit $250,000

Excess $2,500

Underground Services Limit: Policy Limit

Excess $2,500

Vibration and Removal of Support Limit $500,000

Excess $5,000